Two-wheeler, four-wheeler and commercial vehicle financing with dealer onboarding, margin money, RC hypothecation and the full NOC lifecycle built in — designed for all three sides of the business.
Dealer or DSA submits borrower + vehicle.
Bureaus, income, category risk, margin check.
Letter, acceptance, margin collected at dealership.
Invoice-locked payout direct to dealer.
RC collection, HP endorsement, insurance on file.
NOC, HP cancellation, registry update — T+0.
Showroom, DSA and sub-broker KYC; commission structures per variant, subvention tracking and payout reconciliation.
Pro-forma invoice upfront, margin money receipt on file, direct-to-dealer payout only after verification — no standalone disbursements.
RTO state mapping, HP endorsement tracking, smartcard verification and registration-number linkage post-disbursement.
2W (₹30K–₹2.5L, LTV to 90%), 4W (₹1.5L–₹40L, to 85%) and CV (₹3L–₹1.5Cr, to 80%) — each with its own policy structure and risk profile.
Fleet operators with 10+ CVs — consolidated exposure, cross-collateralisation and borrower-level NPA classification.
Legal notices, yard intake, auction and proceeds adjustment when it goes wrong; automated NOC, HP cancellation and registry update when it goes right.
See the full journey for this product, configured live against your policies.
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