Twinline Business Solutions was founded in 2018 with a conviction most in fintech were missing: India's NBFCs and MFIs didn't need another app. They needed infrastructure they could actually depend on.
The landscape at the time was fragmented. Lenders were stitching together spreadsheets, legacy core banking systems, and half-built loan origination tools. Batch jobs ran past sunrise. Reconciliation took a week. Field officers were doing data entry on paper while RBI regulations kept tightening, co-lending became the norm, and digital disbursements accelerated.
We decided to build one platform that did all of it, properly — so lenders could stop fighting their software and start serving borrowers.
That platform became Finpage. Over seven years and seven major releases, it's grown from a single-module tool into a full origination, servicing, and collections suite — built on Oracle and Spring Boot, running on AWS Mumbai, and serving production traffic for NBFCs and MFIs across India.
Today, Finpage powers lending across microfinance, individual loans, secured credit, vehicle financing, co-lending partnerships, and BC networks. Every feature is shaped by real operator feedback, real regulatory requirements, and a real 2-million-loan book whose day-end close has to finish before morning.