Since 2018, Twinline has been building the software infrastructure India’s NBFCs and MFIs run on. We’re engineers first — shipping code that moves real money, in production, at scale, every day.
Incorporated in Gurugram with a conviction most of fintech was missing: lenders didn’t need another app — they needed infrastructure they could depend on. First client onboarded within 18 months.
First production release — integrated origination and servicing for JLG microfinance.
IL, LAP and tranche disbursement added; first multi-branch NBFC with 100+ field officers onboarded.
Co-lending module aligned to RBI’s framework; the BRE launches with versioned rules and full audit trails.
Loan against property goes live with dual valuation, legal scrutiny and CERSAI filing; the platform extends into corporate finance — secured, larger-ticket lending end to end.
FinAnalyze and FinTracker ship, with AI-assisted underwriting on the roadmap.
Anyone can demo. We ship features that hold up at a 500-branch NBFC on day-of-disbursement, when 40,000 EMIs need to clear before 5pm.
Our platform moves real money across real bank rails. Uptime, data integrity and audit trails aren’t checkbox items — they are what we sell.
Every workflow is co-designed with the people who use it — credit managers, field officers, accountants, compliance heads.
RBI, CIC, KYC, NACH — encoded in the data model, not bolted on after. Regulations tighten; our foundation doesn’t flinch.
Our clients have been with us for years, not quarters. Lending is the long game; so are we.
We’ve shipped more production Oracle PL/SQL than most consultancies. Proven tech, made fast. Novelty is not a value.
No pre-sales relay. Your questions go to the engineers and lending operators who run the platform.
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