Every EMI becomes a UPI or eNACH transaction, then reconciles back to the right loan account, instalment and interest-principal split — automatically, without a human touching a spreadsheet. 50,000+ collections a day in production.
A live view of what FinCollect does all day: debits land, get matched to the exact instalment, and post to the ledger — tagged, split and closed without a human in the loop.
Native UPI collect and UPI 2.0 recurring mandates. Borrower approves once; EMIs debit automatically. No bounce-chasing, no cheque drop-off.
Paperless mandate registration via Aadhaar or debit card. Auto-presentation on due date, real-time status, intelligent retry on failure.
Every inbound collection matched to the exact loan account, EMI instalment and interest-principal split. No unidentified credits, no manual tagging.
Failed debits trigger rule-based retries and borrower notifications over SMS and WhatsApp — field staff escalated only when digital channels fail.
Mobile receipts for cash and center collections, denomination-wise remittance to branch, reversal-safe posting into the ledger.
FinCollect speaks NPCI directly — no middleman aggregator, no surprise margin on your transactions.
See FinCollect processing live UPI collections with auto-reconciliation into a demo Finpage ledger — 30 minutes.
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