FinCollect turns every EMI into a UPI or eNACH transaction, then reconciles the money back to the right loan account — automatically, without a human touching the spreadsheet. Over 50,000 collections a day, zero manual reconciliation.
Native UPI collect and UPI 2.0 recurring mandates. Borrower approves once, EMIs debit automatically. No bounce, no chase, no cheque drop-off.
Paperless NACH mandate registration via Aadhaar or debit card. Auto-presentation on EMI due date, real-time status, intelligent retry on failure.
Every inbound collection matched to the exact loan account, EMI instalment, and interest/principal split. No unidentified credits, no manual tagging.
Failed debits trigger rule-based retries, borrower notifications across SMS/WhatsApp, and escalation to field staff only if digital channels don't succeed.
FinCollect speaks NPCI, directly. No middleman aggregator, no surprise margin on transactions.
See FinCollect processing live UPI collections with auto-reconciliation into a demo Finpage loan ledger. 30-minute walkthrough.