The full lifecycle of a secured property loan — collateral scoping, dual valuation, legal scrutiny, mortgage creation and CERSAI, through post-disbursement monitoring — with the LTV controls NBFCs actually need.
Profile, co-applicants, property details.
Bureaus, income, banking, deviations.
Dual valuation, title, EC, legal, LTV.
Committee, letter, acceptance.
Deed, registration, CERSAI.
Milestone-locked payout over IMPS/NEFT.
Residential, commercial, industrial and land sub-types — survey numbers, built-up area, FAR, encumbrance history and linked title chain in one record.
Two independent valuer reports above threshold; panel management, assignment SLAs and lower-of-two applied per policy.
Title search reports, legal opinion capture, chain-of-title linkage and EC period-of-search tracking — evidenced and auditable.
Equitable via MoDT or registered mortgage — deed generation, stamp-duty calculation, registrar tracking and CERSAI filing in one workflow.
Full, tranche-based for construction, builder-paid or direct-to-vendor — each payment locked to milestone evidence.
Annual revaluation, insurance renewal and property-tax verification — LTV drift and lapses raised automatically as exceptions.
See the full journey for this product, configured live against your policies.
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